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DCU FCU Fico Score

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CreditUp26
New Contributor

DCU FCU Fico Score

I'm aware there are different FICO models. Does anyone else find the FICO score given by DCU FCU is consistently lower than what is shown on MyFico though? Mine is like 40 pts different. Never noticed before but wanted to know if there is a known reason. Thanks!

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GZG
Senior Contributor

Re: DCU FCU Fico Score


@CreditUp26 wrote:

I'm aware there are different FICO models. Does anyone else find the FICO score given by DCU FCU is consistently lower than what is shown on MyFico though? Mine is like 40 pts different. Never noticed before but wanted to know if there is a known reason. Thanks!


it's EQ FICO 5, not EQ FICO 8

 

EQ FICO 5 is a mortgage score and mortgage scores tend to be lower/more punishing than FICO 8/9

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
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