DOFD/DOLA question with settled accounts

[Maryn]

Before I found the site, I settled all of my old debts and the DOLA became the date I settled.  I am very confused now, and a little afraid of how big the bullet hole in my foot is from this action.  I have read the basics, but I am still not sure I have this right--will the accounts come off 7-7.5 years after the DOFD or the DOLA?

Thanks

[Anonymous]

I believe it is the DOFD..but lesson learned, you could/should have tried to PFD, which could have immediately deleted the baddies.

[RobertEG]

Its the DOFD.

DOLA is primarily of importance as potentially resetting the SOL in states that permit this.

[Anonymous]

DOLA is report as the last payment that you made.  It drops from your CR approx 7-7.5 years from DOFD.

Look at the reporting by the OC for the drop date ( EX and TU  show this) It will say something like  will remain on CR until  month/year