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DP for Experian and how INQs affect Fico and other scores

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AzCreditGuy
Valued Contributor

DP for Experian and how INQs affect Fico and other scores

So I have some DP for Experian and my quest to obtain Business Credit.

 

06/20/21

1 INQ (06/27/20) 4 INQ (07/08/19) These will fall off July 8 2021

 

Ex Fico 8 824

Mortgage Fico 2 817

Auto Fico 2 827

Auto Fico 8 824

CC Fico 2 833

CC Fico 3 811

CC Fico 8 856

 

06/30/21

3 New INQs done on 06/27/21

1 INQ (06/27/20) 4 INQ (07/08/19) These will fall off July 8 2021

 

Ex Fico 8 819 drop of 5 pts

Mortgage Fico 2 793 drop of 24 pts

Auto Fico 2 805 drop of 22 pts

Auto Fico 8 817 drop of 7 pts

CC Fico 2 808 drop of 25 pts

CC Fico 3 784 drop of 27pts

CC Fico 8 850 drop of 6 pts

 

On July 1st the following seem have rebounded, while others stayed the same. 

 

Auto Fico 2 807 gain of 2 pts

Auto Fico 8 823 gain of 6 pts

 

2 REPLIES 2
USMC_Winger
Frequent Contributor

Re: DP for Experian and how INQs affect Fico and other scores


@AzCreditGuy wrote:

So I have some DP for Experian and my quest to obtain Business Credit.

 

06/20/21

1 INQ (06/27/20) 4 INQ (07/08/19) These will fall off July 8 2021

 

Ex Fico 8 824

Mortgage Fico 2 817

Auto Fico 2 824

Auto Fico 8 833

CC Fico 2 811

CC Fico 3 811

CC Fico 8 856

 

06/30/21

3 New INQs done on 06/27/21

1 INQ (06/27/20) 4 INQ (07/08/19) These will fall off July 8 2021

 

Ex Fico 8 819 drop of 5 pts

Mortgage Fico 2 793 drop of 24 pts

Auto Fico 2 805 drop of 22 19 pts

Auto Fico 8 817 drop of 7 16 pts

CC Fico 2 808 drop of 25 3 pts

CC Fico 3 784 drop of 27 pts

CC Fico 8 850 drop of 6 pts

 

On July 1st the following seem have rebounded, while others stayed the same. 

 

Auto Fico 2 807 gain of 2 pts

Auto Fico 8 823 gain of 6 pts


Thanks for the DPs!  (Fixed a few typos.)

FICOs:





Message 2 of 3
AzCreditGuy
Valued Contributor

Re: DP for Experian and how INQs affect Fico and other scores


@AzCreditGuy wrote:

So I have some DP for Experian and my quest to obtain Business Credit.

 

06/20/21

1 INQ (06/27/20) 4 INQ (07/08/19) These will fall off July 8 2021

 

Ex Fico 8 824

Mortgage Fico 2 817

Auto Fico 2 827

Auto Fico 8 824

CC Fico 2 833

CC Fico 3 811

CC Fico 8 856

 

06/30/21

3 New INQs done on 06/27/21

1 INQ (06/27/20) 4 INQ (07/08/19) These will fall off July 8 2021

 

Ex Fico 8 819 drop of 5 pts

Mortgage Fico 2 793 drop of 24 pts

Auto Fico 2 805 drop of 22 pts

Auto Fico 8 817 drop of 7 pts

CC Fico 2 808 drop of 25 pts

CC Fico 3 784 drop of 27pts

CC Fico 8 850 drop of 6 pts

 

On July 1st the following seem have rebounded, while others stayed the same. 

 

Auto Fico 2 807 gain of 2 pts

Auto Fico 8 823 gain of 6 pts

 


Corrected numbers on my end, sorry they are on a spreadsheet and was looking at the wrong row..

Message 3 of 3
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