Daily Instant Fico updates for equifax and Transunion?

[Anonymous]

Hey NRB.  I am sufficently stingy that I am unwilling to pay for almost anything.  :-)

I get my reports through Karma and my FICO scores from credit cards (all three bureaus). 

I sign up for the 3B monitoring once a year for a few weeks, get a jillion scores, and then cancel it.  I do admit that I am interested this year in taking a look at the FICO 9s that now come with the 3B.

I know that some people really like CCT for their monthly FICO 8s and low cost.  But I get almost everything CCT supplies via Karma plus credit cards.  And the $300 per year for the myFICO 3B is too much for me.  CCT stikes me as a real nice fit if someone doesn't have the FICO 8 through his cards.

[Anonymous]

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@NRB525 wrote:

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@AzaleaB wrote:

EX gives the FICO 8 score. 

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So, for the EX site, it's $39.95 per month for the 3 bureau reports but no notifications?  I can't see how the $1 for the first 7 days evolves into the pricing for the subscription? Or is that the $19.95 for EX only?

I'm paying $32.53 for the myFICO 3B, including notifications, fraud tracking and quarterly update reports with the multiple version of scores. Not seeing the cost benefit of the other services.

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I'm paying $14.97 a month for CCT, daily EX score and file updates, monthly TU and EQ score and file updates, and notifications. Don't need fraud tracking or the other scores.