Re: Data on who pulls softs on which CRA

smallfry · ‎03-03-2009

My app for Agricultural Federal Credit Union showed up as Andera. Might be a service some of the CU's use.

Junejer · ‎03-03-2009

I don't really know who that would've been, as it was a soft. My apparamma consisted of six apps, I think.

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MattH · ‎03-03-2009

@smallfry wrote:
My app for Agricultural Federal Credit Union showed up as Andera. Might be a service some of the CU's use.

http://www.andera.com/index.cfm?Action=company.home

Andera is the #1 provider of online account opening and funding solutions in the U.S., serving more financial institution clients...

So they're a service various institutions use.

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it

MattH · ‎03-03-2009

According to a posting in another thread:

http://ficoforums.myfico.com/fico/board/message?board.id=autoloans&message.id=5159#M5159

Wachovia pulls Equifax.

Mods: maybe you can consolidate threads?

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it

MattH · ‎03-04-2009

Another poster says BMW pulls EQ:

http://ficoforums.myfico.com/fico/board/message?board.id=autoloans&message.id=5167#M5167

I'm trying to consolidate such information into this thread so it can become a general resource.

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it

haulingthescoreup · ‎03-04-2009

In that case, it would probably help if we mentioned where we live.

I'll go back and edit my post to say that I'm in Tennessee.

You just want softs, right? Not hard inquiries?

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MattH · ‎03-04-2009

@haulingthescoreup wrote:
In that case, it would probably help if we mentioned where we live.

I'll go back and edit my post to say that I'm in Tennessee.

You just want softs, right? Not hard inquiries?

Yep, hards are easy to track here or the various monitoring services but softs are only available directly from the CRAs.

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it

Anonymous · ‎03-04-2009

I'm in Florida.

EQ

AR-CITI CARDS CBSD

AR-GECCCC/DILLARDS

AR-HOUSEHOLD BANK SAKS

PRM-AAA LIFE INSURANCE COMPANY

PRM-AIG

PRM-CITI CARDS CBSD

PRM-CITI FLEX LINE OF CREDIT

PRM-SAM'S CLUB/MBGA

PRM-GEMB/SAM'S CLUB

PRM-HOUSEHOLD BANK SAKS

PRM-REGIONS BANK

TU

AR-BANK OF AMERICA

PRM-AIG

EX

AMEX ACCOUNT REVIEW

AMERICAN EXPRESS CO

FIRST USA, NA (CHASE)

MACYS /DSNB

MACYS /FDSB

BANK OF AMERICA

RobertEG · ‎03-04-2009

ROFL!

Who has made soft pulls is about as important to me as what phase of the moon I was born under!

It may mean something to some, but not to me!

smallfry · ‎03-05-2009

@RobertEG wrote:
ROFL!

Who has made soft pulls is about as important to me as what phase of the moon I was born under!
It may mean something to some, but not to me!

Actually if you have a creditor who usually pulls quarterly then they start to pull monthly and on multiple reports you might want to duck. Me I really don't care much myself.

Data on who pulls softs on which CRA

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