Data points for credit spree and missing account on Equifax

[AzCreditGuy]

So back in Dec I decided to obtain buss and personal credit and do a credit spree, below is reflection of my credit before the credit spree

 

And here is the aftermath letting the accounts settle for the past 3 months below 

 

I have had the following drops or increases 

Experian 13 pt drop

Equifax had a increase of 9 pts

Transunion had a drop of 13 pts

The issue with the increase in Equifax is my BMO Credit Card is not showing up on my credit report? I even checked my free report with MyFico and it shows the same for Equifax? 

Overall I am happy with the outcome from the credit spree and will now stay in the garden for a while now. 

Any advice if I should add the BMO cc to Equifax or just let it be? 

[SouthJamaica]

Just let it be. You don't want to get mixed up with Equifax.

[AzCreditGuy]

Update Equifax just added my BMO account 3 months after the account was opened. Score dropped from 778 to 773. 

I just received the alert and I have to say Wow...

[indiolatino61]

It won't take too long for your scores to recover. For a credit spree, I don't think your scores dropped too much, but sometimes even a 1-point drop bothers me...lol.

[AzCreditGuy]

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@indiolatino61 wrote:

It won't take too long for your scores to recover. For a credit spree, I don't think your scores dropped too much, but sometimes even a 1-point drop bothers me...lol.

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Yes I was expecting a 15 to 20 drop and that didnt happen as others have experienced. Just another werid Fico thing 

[AzCreditGuy]

Has anyone expereinced Experian being lower than EQ or TU, by 14 to 20 pts? I never really had issue with EX being the same as the others and it always seemed it was EQ and TU. But for some some reason my EX score is 14 to 16 pts lower than the other 2? 

[Thomas_Thumb]

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@AzCreditGuy wrote:

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@indiolatino61 wrote:

It won't take too long for your scores to recover. For a credit spree, I don't think your scores dropped too much, but sometimes even a 1-point drop bothers me...lol.

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Yes I was expecting a 15 to 20 drop and that didnt happen as others have experienced. Just another werid Fico thing 

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I suspect you would have seen more drop in score if not offset by a drop in aggregate utilization from 9.74% to 7.5%. That reduction could be worth 10 points. Your highest utilization on individual cards dropped as well but going from 45% to 36% is still above the 29% threshold.