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Decrease Balance Fico Score Decrease?

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Anonymous
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Decrease Balance Fico Score Decrease?

Anyone know why a Fico Score would go down when you decrease a balance on a credit card by over $100 with utilization on that card decreased from 28% to 24%???

 

 

Thanks!

Message 1 of 2
1 REPLY 1
tonyjones
Valued Contributor

Re: Decrease Balance Fico Score Decrease?


@Anonymous wrote:

Anyone know why a Fico Score would go down when you decrease a balance on a credit card by over $100 with utilization on that card decreased from 28% to 24%???

 

 

Thanks!


Scores fluctuate every month +- 10 points on various factors, it's probably something else on your CR.

I wouldn't worry too much.

Current Fico Scores: (November 2024)
Message 2 of 2
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