Different scores... Which is real?

[Sportie]

Hello everyone. New to this site.

Just a quick question if you don't mind.

Just checked my discover FICO score and it says my score is a 692. However the score on my capital one credit tracker states I have a 642.

My question is which source is more reliable? With a 50 point difference, I am skeptical.

Thanks in advance!

[user5387]

The former is a TU 08 FICO, and the latter is a FAKO.

I would suggest trusting the former over the latter.

If you're planning to buy a house or want a broader perspective, I would suggest getting the "Score Power" FICO from the Equifax site.