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I just got a 2014 X5 today, and what a difference a year and half makes. A big thank you to all of you here.
The lady at BMW dealership told me that my Experian score is really good at 733 (and got 0 down, 1.99 APR). But this score of 733 is 20 points higher than Disover EX score of 713 I received a week ago when I got my Discover IT Card. Is both a FICO score or a auto enhanced score? I asked the lady at the dealership for a copy, she said she can't share that info.
2013 Feb EQ: 550 | 2017 Feb EQ: 722
There are about 69 different fico scoring formulas. Generally speaking when purchasing an auto, the dealer will obtain a Fico Auto Enhanced score.