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Discover It app cost me 10 points?!

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Anonymous
Not applicable

Re: Discover It app cost me 10 points?!

Congratulations on your approval! 👍

Message 11 of 13
donkort
Valued Contributor

Re: Discover It app cost me 10 points?!

I would say it's very likely that your score will recover within a few months.  That's been my experience with getting new credit cards----FICO score loss, then recovery after a few months of payments.  

 

Higher credit limits, and less overall utilization leads to eventual score recovery with a new credit card. Especially with a high credit limit combined with low use.

 

You got a pretty decent credit limit.  Congratulations!

FICO 8: EQ 810; TU 816; EX 822 as of 7/5/2022
Message 12 of 13
FireMedic1
Community Leader
Mega Contributor

Re: Discover It app cost me 10 points?!

Congrats on you approval. As my file grew from 1 card to 8. The HP hits went from WTH to no changes. Thicker files seem to yeild less of a hit from 1 app. It will rebound soon.



BK Free Aug25
Message 13 of 13
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