Discover It inched up my Experian 5pts

[Anonymous]

Small squeal. Background, my early March app spree dinked down my Experian CS the most from 650 to 637. 

My new Discover It acquired first week of March, activated Tuesday, used Weds, reported Weds,  inched up my Experian 5pts today. 

Whee! 🥳🥳🥳

[SouthJamaica]

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@Anonymous wrote:

Small squeal. Background, my early March app spree dinked down my Experian CS the most from 650 to 637. 

My new Discover It acquired first week of March, activated Tuesday, used Weds, reported Weds,  inched up my Experian 5pts today. 

Whee! 🥳🥳🥳

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Getting a new credit card would not have caused the score increase.

[Anonymous]

Right.  The new card in and of itself wasn't what changed your score, it was something else likely related.  Too tough to tell usually as with the addition of a new account there are many variables changing at the same time.

[Anonymous]

OP doesn't have zero CCs.

It's almost impossible IMO to attempt to quantify a score gain from the addition of a CC in and of itself because of the many variables that go along with it at the moment the account shows up... utilization change, age of accounts change, etc.

[tooleman694]

Couldn't util come in to play as well? I once had a card with a 2k limit closed for no use and that drove up my overall util and hurt my scores.