@Anonymouswrote:
$3.00 will be reported. $2.99 or less will be forgiven and $0 reported.
This is a great way to earn some quick cash back. 
@arkanewrote:
@Anonymouswrote:
$3.00 will be reported. $2.99 or less will be forgiven and $0 reported.This is a great way to earn some quick cash back.
Absolutely; A bonus $35.88/yr!
@arkanewrote:
@Anonymouswrote:
$3.00 will be reported. $2.99 or less will be forgiven and $0 reported.This is a great way to earn some quick cash back.
There are people here who purposely do that, although when the idea has been discussed, the consensus seems to be that it's probably better not to do that on a continuous basis.
I found where I read up about this before - https://www.doctorofcredit.com/small-balance-waiver-a-k-a-lots-of-free-99-cent-amazon-gcs/
You can do it with a lot of cards. They state Discover will waive $2 max. Someone else can verify if BrutalBodyShots or DoC is correct. I'll test it in a few months if nobody else does after mortgage 
For now doing $3+.
@CreditGuyInDixie Yes, I am trying to get a mortgage at the max they will allow me. No worries on paying personally. SO is not being included and my salary will be increasing in December. Bigger concern is home price increases in my area and interest rates rising :/
@AnonymousYou can do it with a lot of cards. They state Discover will waive $2 max. Someone else can verify if BrutalBodyShots or DoC is correct. I'll test it in a few months if nobody else does after mortgage
I can assure you my data is correct. I started a thread on it here:
It's also worth noting that the article you linked from DoC was from 2014 and updated in March of 2017. That means the Discover data point they're providing is from either 2014 or at the latest March 2017, where mine was from November 2017, more recent. Just something to consider, as these things can no doubt change over time. For all of my data points, I tested the whole number value as well as a penny above and below. So, for example, for two bucks I have tested $1.99, $2.00 and $2.01.
@AnonymousAhh good to know man. I wasn't saying you were incorrect. It is always good to have a 3rd party verify when two things conflict. It seems your data is more recent and more accurate then. I was already going with it to be safe
@Anonymouswrote:
@AnonymousYou can do it with a lot of cards. They state Discover will waive $2 max. Someone else can verify if BrutalBodyShots or DoC is correct. I'll test it in a few months if nobody else does after mortgage
I can assure you my data is correct. I started a thread on it here:
It's also worth noting that the article you linked from DoC was from 2014 and updated in March of 2017. That means the Discover data point they're providing is from either 2014 or at the latest March 2017, where mine was from November 2017, more recent. Just something to consider, as these things can no doubt change over time. For all of my data points, I tested the whole number value as well as a penny above and below. So, for example, for two bucks I have tested $1.99, $2.00 and $2.01.
