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I disputed several items on my credit report yesterday. 3 of them were late payments and 1 was a incorrect balance
Today I get a notice that my score has dropped 21 points. The only changes/alerts given was the 4 disputes I filed directly with Equifax. I see NO other changes noted
Why does a dispute trigger a score change?
@blakatl wrote:I disputed several items on my credit report yesterday. 3 of them were late payments and 1 was a incorrect balance
Today I get a notice that my score has dropped 21 points. The only changes/alerts given was the 4 disputes I filed directly with Equifax. I see NO other changes noted
Why does a dispute trigger a score change?
Disputes do wonky things; namely, they can partially or completely discount a tradeline from scoring.
Is why you generally have to remove disputes for a mortgage.
Thanks so much. I acutally can see that as making sense. Something shouldnt count if it is in dispute. In some cases I can see the score going up when they do this but in my case it may have removed 3 autos and a credit card temporarily. I guess I will wait it out