Does Using MyFico hurt my score?

[Catacam]

If I sign up to utilize this service, does it hurt my score at all? Every point is important so I can't even lose 5 points right now. Also, is it accurate or a guess and does it pull from all 3 agencies?

Thank you!

[pizzadude]

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@Catacam wrote:

If I sign up to utilize this service, does it hurt my score at all? Every point is important so I can't even lose 5 points right now. Also, is it accurate or a guess and does it pull from all 3 agencies?

Thank you!

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Nope.   Checking your own credit report or scores, either from MyFICO or anywhere else won't hurt your scores at all.

[pizzadude]

Also, the scores sold here are FICO scores, which are typically closest to what most creditors and lenders use.

[Catacam]

Thank you for your help! Do you know if it pulls from all 3 and is it accurate? It seems that some of the posts I have read sound like it is a guess.

Thanks!

[Catacam]

Perfect!

[pizzadude]

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@Catacam wrote:

Thank you for your help! Do you know if it pulls from all 3 and is it accurate? It seems that some of the posts I have read sound like it is a guess.

Thanks!

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MyFICO sells Tranunion and Equifax FICO scores.    Experian no longer offers their FICO scores directly to consumers so there is nowhere to purchase that one.