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Transunion confusion??!

tag
Creditdreamer
Established Contributor

Transunion confusion??!

Before I knew the garden existed, I completed a couple apps (denied). I got the Barclay denial in the mail dated Jan 27 and it said my TU score was 591. I was extremely excited because that meant my score had gone up 90 pts from last September. Today I got the denial in the mail from GECRB that also pulled TU on the same day. They're saying my score is 408 (!) from TU. However, on there it also says that the scores only go to a high of 620. So now I'm extremely confused. Any input would be greatly appreciated. Thanks!
Starting: EQ 498 TU 501 EX 485 (9/23/11)
As of 5/12: EQ 552 TU 591 EX 572
Credit Repair Journey Bump in the Road
As of 10/15: EQ 511 TU 588 EX 601
Discover TU Fico- 12/31/18: 694; CK EQ- 1/16/19: 634
Goal: All 3 above 700

Message 1 of 4
3 REPLIES 3
pizzadude
Credit Mentor

Re: Transunion confusion??!

The GE score is most definately not a FICO® score.

The Barclay score may or may not be a FICO®. Did it state a range or say that it is a FICO ?
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 2 of 4
Creditdreamer
Established Contributor

Re: Transunion confusion??!

Barclay says 300 to 850 which sounds like a FICO. But what is the score that GECRB is going off of?
Starting: EQ 498 TU 501 EX 485 (9/23/11)
As of 5/12: EQ 552 TU 591 EX 572
Credit Repair Journey Bump in the Road
As of 10/15: EQ 511 TU 588 EX 601
Discover TU Fico- 12/31/18: 694; CK EQ- 1/16/19: 634
Goal: All 3 above 700

Message 3 of 4
llecs
Moderator Emeritus

Re: Transunion confusion??!

GECRB uses their own internal scoring system.

Message 4 of 4
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