Does myFico use Beacon 5 for the Equifax score?

[Anonymous]

Can someone here tell me if the myFico score is the Beacon 5 score for the Equifax score? 

Thanks, everyone!!! 

[Anonymous]

Yup. It will be the same one as a lender would pull. The TU from here is the 98 version and most lenders use TU04 for home loans so scores can be different.

[Anonymous]

Mondavi

Thanks!!!

My following is what my lender uses.

Experian – Fair Isaac V2

TransUnion – Classic 04

Equifax – Beacon 5

I've been resarching non stop for weeks now trying to figure out if I wil hit the magic number for my home loan approval.. I just completed student loan rehab and my myFico score for EQ: is shwoing 663 now. That is my current score. My EQ score last month was 613.  I need a 640 (middle score of the 3) in order to get a home loan. Everytime my lender pulled the scores, Experian was always the middle of the 3. Hmmm.

So, it will be a long week waiting to see what my middle score will be a week from Friday.

[Anonymous]

So what was your score?? I am awaiting a Oct 4 pull to see if my median is at 640 as well for a mortgage loan. I am dying not knowing.