EQ FICO 684

[youngandcreditwrthy]

So I'm a little bit flabbergasted...

My baddie was removed from EQ a couple of months ago.

My FICO was 688 when Discover approved me in October with the baddie...

Bah...I thought I was closed to 740:-(

Guess I'm really in the garden now :-(

[djrez4]

You've been rebucketed.  It will rise.

[Anonymous]

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@djrez4 wrote:

You've been rebucketed.  It will rise.

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Rebucketed? what's that?

[youngandcreditwrthy]

I think maybe it means my scores have only dropped temporarily

[tennisfan78]

how many inquiries did you have on EQ over the past year?

[jake619]

When your credit profile changes because of events you are calculated against different scorecards.  If you have a baddie and it drops off, you move to a different scoring criteria for profiles without baddies.  That's a simple as I can put it.  There are threads here explaining rebucketing in more detail.

[Anonymous]

I will see you in the garden, I am in the same boat as you are, it sucks but nothing time cant fix !!

Cheers John

[chnceit]

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@Anonymous wrote:

I will see you in the garden, I am in the same boat as you are, it sucks but nothing time cant fix !!

Cheers John

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+1 See you in the garden

[Anonymous]

It's going to be a garden party!

I'm there also now that I got approved for Amex. 

I shouldn't be itchy for at least 6 months

[Anonymous]

I'm moving this from Credit Cards to Understanding FICO Scoring. I agree that you've most likely been rebucketed. You should be able to receive additional comments from UFS forum participants that may prove helpful to you.