EQ reporting incorrectly?

[GFer]

Can't believe I never noticed this before! They are listing  two co cc's, and an old mortgage as installment loans. These are all closed/paid. Does this affect my score?

[RobertEG]

No, there should be no FICO impact. 

If the accounts are closed, and in good standing, then they do not factor into %util for revolv or install util. 

Even if closed,they still will count in avg accont age for ten years from closing date.  So dont try to get them deleted.  They are helping.

[Junejer]

No, the fact that they are listed as installment vs. revolving or mortgage is not going to affect your score. The COs will fall off of your reports in 7-7.5 years from DOFD.

[GFer]

Thanks, guys! I was jut wondering (worrying). I didn't think so with them being closed and in good standing and/or paid now.