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EX derog removal. When will it show?

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MrsCHX
Valued Contributor

EX derog removal. When will it show?

My student loan servicer through my former college reported me late on 1/7 for a loan that was in forbearance until 4/1. She said they will correct it with their 2/7 reporting. She confirmed that the correction was submitted 2/7.

I have Experian credit monitoring that allows me to see a new report daily and so far, the late payment is still there. It's across 4 accounts with the school so it's 4 lates and hitting me pretty hard. I was getting ready to refinance my car end of February/beginning of March.
Capital One Savor: $8,000; Nordstrom Visa: $5,400; Mission Lane: $4,500; LOFT MC: $3,000; AAA Daily Advantage: $2,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $7,500; Amazon: $2.500; Kohls: $2,500; Home Depot: $1,500; Target: $1,100
Message 1 of 3
2 REPLIES 2
MrsCHX
Valued Contributor

Re: EX derog removal. When will it show?

So my question is when will it reflect on my EX report??
Capital One Savor: $8,000; Nordstrom Visa: $5,400; Mission Lane: $4,500; LOFT MC: $3,000; AAA Daily Advantage: $2,700; PenFed Power Cash Rewards: $2,000; Capital One: $550 (reallocated $2k to Savor)

Store/Other: Care Credit: $7,500; Amazon: $2.500; Kohls: $2,500; Home Depot: $1,500; Target: $1,100
Message 2 of 3
Anonymous
Not applicable

Re: EX derog removal. When will it show?

Others may correct me if I'm wrong, but if in fact your school did report the correction to Experian that is not being reflected, I would think that would be grounds for dispute. Ofcourse you would want to carefully consider disputing less you be labeled a "frequent disputer".

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