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EXP down 8 pts - WHY?!

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MarineVietVet
Moderator Emeritus

Re: EXP down 8 pts - WHY?!

A reminder to keep comments respectful.

Message 31 of 33
NRB525
Super Contributor

Re: EXP down 8 pts - WHY?!


@Anonymous wrote:

I think I was just a bit impatient! My EX score just jumped 22 pts to 650 !! I am so glad I bounced back!!


Good news! The thing about many of these score changes is, they are noise in the calculation as your score heads in a general direction where your credit is heading, hopefully up, and it looks that way for you!

Just keep adding positive months of good payment history, and the score will keep working its way up.

 

Credit scoring is a marathon, not a sprint, so you can't expect it to skyrocket in a month. At the same time, it can take a step back on the path upward.

 

Good luck!

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 32 of 33
Anonymous
Not applicable

Re: EXP down 8 pts - WHY?!


@racer-x wrote:

Black - Make that 10 days/1.5 wks ago that I posted the reply that you quoted.

 

You're gonna have to do better than that....try to pay a little better attention....you're embarrassing yourself.  Deuces.


In this case Racer I admit being wrong, I was a bit wound up with you and responded and thought you were on another one of your rants.  I will claim fatigue for the reply and will also apologize.   

But, I got my eyes on you  :Smiley Mad

Message 33 of 33
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