Does anyone know if EX factors in AU's anymore?
I'm asking because when I do the math on my TU and EQ FICO's, my AU status on Citi counts in my total UTIL. But, when I checked my EX FAKO, while my AU status shows, they're not factoring the Citi CL in.
Just wondering if anyone who's had their EX FICO pulled by a lender did the math?
Starting Score: 600s
Yep, it was their Vantage score.
Good to know they're still counting AU's for FICO.
Edited to add: I was only able to guess they didn't add AU's because of some of the comments. Like CLI being too low, and AAoA being too short. The AAoA comment was odd as I got my first CC (not AU) in 1998.