I've got some comments on 3 old student loans, that say they were included in BK and then in the Payment Status Details a couple of them say Making payments under W.E.P. The balances is zero and the payment status is paid. These are not correct as they were transferred to Navient, but my attempts at dispute have failed repeatably.
I've just gotten to wondering, does anyone know how bad this is hurting me? These are my oldest accounts and are coming up on 7 years since they were closed and its reported they will stay on until 2022. Everything else on the accounts are positive. I'm just wondering if I should attempt an EE to get the entire tradeline removed or if I should just let it alone and get the benefit of the ago of oldest accounts.
These are only this way on EQ. EX and TU both have them as transferred to another office. I was able to get it updated on TU to a nice jump, so it would seem its holding me down, but not sure as EQ and EX are almost identical and have similar scores. I do have some baddies on EX and EQ that are not on TU besides the student loans. Thoughts?
Shouldn't have any impact.
Only time I've seen an exception were on various dispute remarks, but I'm 99.99% certain the tradeline was still partially disputed and that's why scores changed when the remarks were removed. Disputes are all sorts of wonky, the rest of the notations are not and shouldn't matter as a result.
