So I got my pull today from my CMS and my EQ jumped quite a bit. I knew I had a collection falling off soon, but I figured it would be EX or TU falling off first since my report said that EX would drop in 02/12. Since I am normally not willing to pay $20 for my score I haven't pulled since last summer when it was somewhere around 685-690. Pulled it today without the collection and it brings up 746. This was my last collection and I have been working on getting credit cards and keeping my balance low. I have a 3 year AAoA and 4.5 year history with 4 credit cards. Now I just need to save for a down payment on a house...
