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Equifax FICO with PenFed or Citi

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MySunrise271
Established Contributor

Equifax FICO with PenFed or Citi

How often does PenFed update their EQ FICO score? How different is this version and the one offered by Citibank?

 

TIA

Message 1 of 4
3 REPLIES 3
SouthJamaica
Mega Contributor

Re: Equifax FICO with PenFed or Citi


@MySunrise271 wrote:

How often does PenFed update their EQ FICO score? How different is this version and the one offered by Citibank?

 

TIA


The PenFed is FICO 9 Classic.

The Citibank is Bankcard FICO 8.
Very different.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 4
RonM21
Valued Contributor

Re: Equifax FICO with PenFed or Citi

To answer your question on how long Penfed updates, in general, it was always quarterly. However, in this year there have been a couple times where it seems they updated sooner than that. I believe mine updated in April, and again in May.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 4
SouthJamaica
Mega Contributor

Re: Equifax FICO with PenFed or Citi


@RonM21 wrote:
To answer your question on how long Penfed updates, in general, it was always quarterly. However, in this year there have been a couple times where it seems they updated sooner than that. I believe mine updated in April, and again in May.

Mine as well.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 4
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