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Equifax Fico 8 score drop

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Anonymous
Not applicable

Re: Equifax Fico 8 score drop

Absolutely not! A hard inquiry is a hard inquiry when I get one my phone lights up from everywhere.
Message 11 of 55
joeyv1985
Frequent Contributor

Re: Equifax Fico 8 score drop

I thought so too, but mine didn't. Very frustrating. 

Message 12 of 55
Anonymous
Not applicable

Re: Equifax Fico 8 score drop

CK is typically first. MF not so much maybe the next day.
Message 13 of 55
joeyv1985
Frequent Contributor

Re: Equifax Fico 8 score drop

Nothing on CK. One of the reasons why I signed up, was to be alerted ASAP. 

Message 14 of 55
Anonymous
Not applicable

Re: Equifax Fico 8 score drop

You might want to check and make sure your mobile number is registered correctly and make contact with customer service because I’ve never missed one.
Message 15 of 55
Anonymous
Not applicable

Re: Equifax Fico 8 score drop

Even credit journey typically lets me know.

I actually meant to go turn off a lot of the services that I have on through credit cards like that. They are redundant. But then again after your situation maybe not
Message 16 of 55
joeyv1985
Frequent Contributor

Re: Equifax Fico 8 score drop

Even if I log into Credit Karma, it shows no inquiry. In myFico, I actually logged in and saw the credit score drop which prompted me to do a little research. 

Message 17 of 55
Anonymous
Not applicable

Re: Equifax Fico 8 score drop

@joeyv1985 Well CK only updates every seven days but when it gets an inquiry it’s supposed to notify you immediately and I think it also updates typically at that time as well but I won’t swear to it.

 

what is the date updated on CK?

Message 18 of 55
joeyv1985
Frequent Contributor

Re: Equifax Fico 8 score drop


@Anonymous wrote:

@joeyv1985 Well CK only updates every seven days but when it gets an inquiry it’s supposed to notify you immediately and I think it also updates typically at that time as well but I won’t swear to it.

 

what is the date updated on CK?


Per the App, in 2 days is when it's supposed to update. Funny thing is, when I applied for my Citi DC and Citi AAd, I got an immediate response

 

Message 19 of 55
Anonymous
Not applicable

Re: Equifax Fico 8 score drop

Something screwed up you should’ve got an alert from CK you might wanna check your settings
Message 20 of 55
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