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Equifax PowerScore Fico Question

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ddemari
Super Contributor

Equifax PowerScore Fico Question

I have been a member of Scorewatch for a while and my FICO is stuck around 660 from Equifax. I am also a member of Equifax Premiere Advantage, last nite I decided to buy the Equifax Power Fico Score with a range of 300-850. My score is 720 compared to myfico 660. 

 

I understand there are different scoring models, but this is a fico from equifax although I had never seen it called FicoA. Anyone else notice this? Probably should just stick with the myfico Equifax score which will not move! Thanks! 

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Equifax PowerScore Fico Question

Different scoring models, like so:

 

   Equifax Score Power - EQ 04

 

   MyFico - EQ 08

 

The 04 model is the standard for the mortgage business.

 

Message 2 of 4
ddemari
Super Contributor

Re: Equifax PowerScore Fico Question

ahh that's what i was thinking. so it doesnt help me with credit cards. oh well. thank u !

Message 3 of 4
Anonymous
Not applicable

Re: Equifax PowerScore Fico Question


@ddemari wrote:

ahh that's what i was thinking. so it doesnt help me with credit cards. oh well. thank u !


Depends on what score is used.

 

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