Re: Equifax Score on MyFICO

TryingtoBeLifeGoals · ‎03-06-2022

Did anyone else's Equifax score on MyFICO drop a lot of points yesterday with no explanation? I know there will be comments that say there must be something. I just want to know if it happened to anyone else.

thornback · ‎03-06-2022

There have been a few posts over the past few weeks about sudden EQ score drops only to have the same number of points return a day or two later - all with no report changes found. So... You can try using the search tool to find those points.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

TryingtoBeLifeGoals · ‎03-06-2022

Thank you. I remember seeing them but couldn't find them. But happy I'm not going crazy!

hazmat2021 · ‎03-06-2022

i was wondering the same thing! Thanks

@TryingtoBeLifeGoals wrote:
Thank you. I remember seeing them but couldn't find them. But happy I'm not going crazy!

MasonK · ‎03-06-2022

I've been having strange issues with EQ not showing late payments that actually exist, but no score changes in either direction. Sounds like they're having DB issues all over the place.

1/1/16 FICO8 Scores: EX: 407, EQ: 403, TU: 455
4/1/24 FICO8 Scores: EX: 832, EQ: 820, TU: 834
FICO9 EX: 818
Total Revolving Limits: $152,300