Equifax is reporting the 'first date of major delinqency' as a late payment on one of my accounts. I filed bankruptcy in April 2017 & I haven't missed a payment since then. It's been almost 2 years ago so that should be the date of my last degroratory but it's stating my last late was 3 months ago. It seems to me for some weird reason, Equifax is counting the 'first date of major delinqency' as a late payment on one of my accounts.
In addition to that this account was paid in March of 2017 so I can't understand how it can be delinquent in November 2018. I already disputed this with the company but they are telling me they are reporting it right. I can't tell if it's an issue with Equifax or the way the company reported it.
Do anyone have any advise on what I should do?
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