Re: Exp Fico score - myFico Fico score - myFICO® Forums

Red1Blue · ‎02-27-2022

May be this question asked by others before. Hope you dont mind if I ask this question again. Is the scores we see on the EXP Fico and MyFICO scores are same or are they different? I taking about Fico score 8. If they are the same I dont want spend more money buying scores again. Can some one chime in please.

thornback · ‎02-27-2022

They are both FICO 8. Any variation is due to the time/date of pull - so they may or may not match exactly if report info at the time of pull differs.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Horseshoez · ‎02-27-2022

@Red1Blue wrote:
May be this question asked by others before. Hope you dont mind if I ask this question again. Is the scores we see on the EXP Fico and MyFICO scores are same or are they different? I taking about Fico score 8. If they are the same I dont want spend more money buying scores again. Can some one chime in please.

The answer is both yes and no. Yes, the FICO 8 score shown on the Experian page is the same as the one on the myFICO page, however, myFICO (and credit.com's ExtraCredit) provide you with all 28 of your FICO scores.

Chapter 13:

Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
Filed: 26-Feb-2015
MoC: 01-Mar-2015
1st Payment (posted): 23-Mar-2015
Last Payment (posted): 07-Feb-2020
Discharged: 04-Mar-2020
Closed: 23-Jun-2020

I categorically refuse to do AZEO!

In the proverbial sock drawer:

Red1Blue · ‎02-27-2022

Thanks @Horseshoez and @thornback for your input. Right now I am looking for only FICO 8 scores as I still in the early stages of rebuild. I just want to numbers to see if I am gaining. Also I have Experian Plus account ( They charge $14.99/month) and it will give me all other FICO scores available based on EX reports and scores every day.

SouthJamaica · ‎02-28-2022

@Red1Blue wrote:
May be this question asked by others before. Hope you dont mind if I ask this question again. Is the scores we see on the EXP Fico and MyFICO scores are same or are they different? I taking about Fico score 8. If they are the same I dont want spend more money buying scores again. Can some one chime in please.

The EX FICO 8 on experian.com is the same as the EX FICO 8 on myfico.com, the only difference being that there's a time delay in its getting to MyFICO.