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@ccquest When I first got my malibu (financed) @Anonymous Informed me there is a 3 year chart that I probably started on and now I am on the lower level of that chart which is likely what caused the decrease.
@Girlzilla88 wrote:Ok I know CB scores fluctuate I get it but this is super random is anyone else having a random pretty big drop with Experian Today?! I don't have any lates, no new accounts, I actually paid off one of my credit cards end of last month as well as made other large payments, no collections....so I am racking my brain trying to figure it out what made it drop that much?! Is it just me?!
On experian.com you can compare your credit reports from the day of the score drop and the day before. You should put both screens up, and compare everything. Dollars to donuts you'll see something different.
@Girlzilla88 wrote:@SouthJamaica LOL How do I do that?!
When you're on the "Credit Reports" page, towards the upper right there's a window to the left of "Print Report" which has a drop down menu for the different date reports. Click the report you want. Set each report up in a separate tab or window, and compare.
@SouthJamaica Oh that I have done I thought there was a way to do a literal side by side comparison, but nope, UTL was the same, No new Inquiries, no lates, collections, everything still paid on time it's literally just that Nov from 2017 hitting on the Nov 1st 2020 that was the noticeable difference
Also clicking on the Score Ingrediants the Age part also confirms 1 year 9 months for average age and 3 years AoOA.
@Anonymous and @SouthJamaica So nail on the head just wanted to confirm for DPs but the October 30th report says 2 years 11 months and the Nov 1st report says 3 years for AoOA LOLOLOL everything else the same :3