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Experian 53 point increase

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Anonymous
Not applicable

Experian 53 point increase

I received a 53 point increase on my Experian report this morning.  Experian deleted a positive auto lease trade line a few years ago, so my Experian report was considerably lower than the other two.  However, they decided to add it back, which explains the increase.  Is this normal?  Score yesterday was 739 and now sitting at 792.  Im not complaining at all, just curious.  I know it increased my average age of accounts by years.  

Message 1 of 11
10 REPLIES 10
FireMedic1
Community Leader
Mega Contributor

Re: Experian 53 point increase

Congrats! Surpirised you didnt act on the deletion back when it happened. When was the account closed?


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 2 of 11
Anonymous
Not applicable

Re: Experian 53 point increase

I know I should have. Just didnt want them to mess anything else up. The account closed 07/11.
Message 3 of 11
Iusedtolurk
Established Contributor

Re: Experian 53 point increase


@Anonymous wrote:
I know I should have. Just didnt want them to mess anything else up. The account closed 07/11.

Positives are always good. Usually they stay on the report for 10 years so you have at least until 7/21 to reap the benefits.

Message 4 of 11
Anonymous
Not applicable

Re: Experian 53 point increase

OP, are you sure nothing else changed? It seems an unusually high award for a closed loan.
Message 5 of 11
Anonymous
Not applicable

Re: Experian 53 point increase

I dont have the expertise like many on this forum. I went over all three reports several times. It's now inline with Equifax the same score and Transunion sitting at 803.
Message 6 of 11
Anonymous
Not applicable

Re: Experian 53 point increase

Do you have any other closed loans on record? Or open loans?

It is showing this account as closed correct?
Message 7 of 11
Anonymous
Not applicable

Re: Experian 53 point increase

Yes, this one in question is a closed loan and I have a new vehicle loan opened March of 2018.
Message 8 of 11
Anonymous
Not applicable

Re: Experian 53 point increase

I’m in shock.
Message 9 of 11
Anonymous
Not applicable

Re: Experian 53 point increase

Thats exactly why I posted.  I was too!

Message 10 of 11
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