Experian Credit Score

[the_jan_b]

I recently received a copy of my Experian credit report in response to a cc app., but it did not include a credit score.  According to a "rule" or "law" (not sure which one it is nor the name of it) that was effective July 21st (I think), shouldn't a credit score have been included with the credit report?  I'm just wondering because I received letters in response to apps (I'm through apping until after the new year), and credit scores were included with both.

[llecs]

Without looking at the law (you may want to double check), I think it applies to denials or change in advertised terms if a score was used in consideration of such denial or change. If approved and got the rate they advertised, then there wouldn't be a letter, from my understanding.

[the_jan_b]

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@llecs wrote:

Without looking at the law (you may want to double check), I think it applies to denials or change in advertised terms if a score was used in consideration of such denial or change. If approved and got the rate they advertised, then there wouldn't be a letter, from my understanding.

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Thanks for your response; the letter was in response to a denial, no score was included... 

[MissMia75]

EX would not provide you with a score.  Whomever denied you for credit would be the source of the credit score.