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Hello All,
I am currently enrolled in MYFICO Scorewatch and getting updates from EQ regularly . I have tried to upgrade to 3 Bureau Credit Monitoring in the past and have been declined by MYFICO since TU has blocked access due to some data inconsistencies (Myfico Customer Care told me this) . Anyways I checked this Experian Credit tracker from experian.com recently and found that for $19.95 a month , they are providing unlimited access to Experian FICO score with credit reports .
Currently I am trusting MYFICO Scorewatch for EQ which is around 707 . I believe Walmart and Discover provide genuine Transunion FICO score . Both infact place me at 741 FICO . Can I trust Wally & Discover for FICO ?? I would appreciate if someone could shed light on this . I also got enrolled into EX Credit Monitoring as mentioned above . I have a EX FICO of 744 based on Experian Website today . I hope this is not the educational score (PLUS score , correct me if I am wrong) that Experian used to provide before . Can I trust this EXP Credit Tracker FICO monitoring service (from experian.com ) ???
Looking forward for your valuable views . Wishing you all great vacation & wonderful New Year 2015 ahead !!!
@Anonymous wrote:Hello All,
I am currently enrolled in MYFICO Scorewatch and getting updates from EQ regularly . I have tried to upgrade to 3 Bureau Credit Monitoring in the past and have been declined by MYFICO since TU has blocked access due to some data inconsistencies (Myfico Customer Care told me this) . Anyways I checked this Experian Credit tracker from experian.com recently and found that for $19.95 a month , they are providing unlimited access to Experian FICO score with credit reports .
Currently I am trusting MYFICO Scorewatch for EQ which is around 707 . I believe Walmart and Discover provide genuine Transunion FICO score . Both infact place me at 741 FICO . Can I trust Wally & Discover for FICO ?? I would appreciate if someone could shed light on this . I also got enrolled into EX Credit Monitoring as mentioned above . I have a EX FICO of 744 based on Experian Website today . I hope this is not the educational score (PLUS score , correct me if I am wrong) that Experian used to provide before . Can I trust this EXP Credit Tracker FICO monitoring service (from experian.com ) ???
Looking forward for your valuable views . Wishing you all great vacation & wonderful New Year 2015 ahead !!!
Yes you can. Both Walmart, and Discover provide True FICO 08 based on TransUnion data. I have found that Their score (Well, I have Barclay's and Walmart - Discover didn't let me in yet while one baddie was still on report, maybe I apply again in six months), marches the one obtained from MyFICO for TU exactly. So they are accurate.