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Experian FAKO...your experience?

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Anonymous
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Experian FAKO...your experience?

I just pulled my FAKO from Experian...723! Yikes!!!

 

TU FICO: 708

EQ FICO: 676

EX FAKO: 723... you gotta be kidding me!

 

I pulled FAKO from experian.com web site. This can't possibly be remotely accurate. My EQ and EX reports are almost identical with one exception: EX shows 15 inquiries in last 2 years, whereas EQ has only 2 inquiries. Everything else is almost the same. I don't see how that justifies a 47-point difference.

 

I guess I just answered my own question. 

Message 1 of 4
3 REPLIES 3
llecs
Moderator Emeritus

Re: Experian FAKO...your experience?

Despite having other baddies reporting, I still lost 8 EX FAKO points when removing a CA. My EX FICO, when we could pull it then, increased 58 points. Go figure.

Message 2 of 4
marty56
Super Contributor

Re: Experian FAKO...your experience?

If you got your Vantage score from them, it would be usefull if you wanted a Kohl's card otherwise it was a Plus score which is totaly useless.

 

Slightly OT but none of the CRAs have a Score Watch for their FAKO scores.  If they do offer one, its FICO based.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 3 of 4
-RED
Regular Contributor

Re: Experian FAKO...your experience?

Experian is a CRA that is best frozen in time!

 

 

-800 or Bust...!
Message 4 of 4
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