I would gladly attach a screen shot if I knew how. I haven't changed my Garden pix or added my signature though I have tried on several occasions. It just doesn't seem to work for me. I have a decent signature. 19 cards, a total CL of over $170K (one CRA has it over $183K. It shows a card I had replaced as open. No balance. No activity.), good scores, decent cards, gardening since November and I only am showing the one month garden tool. Not sure how I managed to get that to show. I know what I saw. I know the score presented to me. I know it was the Experian site. I know I never saw this score before. I never cared about that score since I am not planning on applying for a motgage. I was able to pay cash for a house back in 2008 when others were filing bankruptcy, losing their jobs. I will admit I took advantage of the situation back then. The only reason I didn't pay cash for the present car was that after spending a bit of money on my daughter's destination wedding in the California wine country all I had was about $10K left. I was waiting to save again when there was a flood and my car drowned. It didn't survive. I needed an emergency vehicle since my other car is not practical to drive every day. Now from the Forums after being an unregistered guest and reading about scores did I learn I will lose a lot of points when the car is PIF. I actually tipped last night more than I owe on my car. Scores never meant anything to me before the Forums. There was a time scores were pretty much not available. I can generally make almost anything go away on a CR. Almost. That's why my baddie only shows on one CR. I will take up the fight again though I am down to about 18 months. I have removed a Verizon CO/Collection from my CR. I have read on here that is not an easy one to have removed. The first words the Verizon VP said to me was "How much do you want to go away?" Not hello. Not confirming who I was. I agreed to settle for $0 if removed. There were several pages I had to have notarized to send back that I would quit my lawsuit. Believe me or not, but I have no reason to state a low CS. I don't have the best cards. I do have cards from some of the more desired finacial institutions. I didn't triple my AmEx card because I didn't know about that at the time. I do get very nice snail mail requests from AmEx, but I am not paying for a card. Citi offered me its AA card for free forever after my free first year and I was cancelling it. I turned it down. I don't fly AA. I fly SW when I fly. I know business credit. I have represented my company in Bankruptcy Court several times. No, I am not an attorney. I file liens. I garnish bank accounts. I file Bond claims and collect. I have one MBA, one Grad Certificate, one BA, one ABA, one AA, and a couple of diferent initials I could use after my name, but I am not generally pretentious. For some reason I have a low F2 score.
