Where can I find a FICO EXP score?
Starting Score:
Im a new member, can you explain what PSECU is? So AMEX uses a FICO EX model? To get AMEX to help me out that would mean applying for the card and a HP? and Thanks for your wonderful input. I am really loving this forum. Had no idea this existed. THANKS....
PSECU is a credit union in Pennsylvania ~ check their website to see if you qualify for membership. And yes if you get your EX score from a creditor it would require a HP most likely. Unfortunately EX doesn't allow consumers to purchase a FICO score 
As PizzaDude said, PSECU is a PA credit Union....more specifically, it's the largest teacher's credit union in the state. I'm a member through my brother and my wife. Getting my EX FICO through them is the only reason I even joined. Cool perk. From what I can tell, it's the real FICO that banks actually see...not some outdated Experian Model that is no longer used by lenders.
I find it ironic that EX no longer sells its score to consumers since it's the one most used by banks for non-federal program mortgages like SBA and Fannie/Freddie mortgages.
As to your question about AMEX....
Amex generally pulls EX, in my experience, when you apply for a card....provided they only pull one. In 2 apps I have made with them, it's the only score they pulled. When you apply, they'll tell you the score.
Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!