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Experian Fico score up 43 points

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vicky3vicky
Valued Member

Experian Fico score up 43 points

My Experian Fico score went up 43 points on the 15th of this month. I checked all information, and the only change I saw was that a collection had been deleted. Now, this was a PIF collection that I paid 2 and a half years ago. I did not write a goodwill letter, nothing to try to get rid of it, but it is gone. I know that it is supposed to be there for 7 years. 

 

Do you all think I should be excited and grateful about this, or do you think that it will pop up again next month? I am TRYING not to be too excited about this. What do you all think?

Message 1 of 6
5 REPLIES 5
AllZero
Mega Contributor

Re: Experian Fico score up 43 points

Congratulations on your success! Savor in your score increase.

Message 2 of 6
Anonymous
Not applicable

Re: Experian Fico score up 43 points

Who was the collection with ?

Message 3 of 6
Anonymous
Not applicable

Re: Experian Fico score up 43 points

Some delete after 2, 2 1/2 years, you should be happy.
Message 4 of 6
SouthJamaica
Mega Contributor

Re: Experian Fico score up 43 points


@vicky3vicky wrote:

My Experian Fico score went up 43 points on the 15th of this month. I checked all information, and the only change I saw was that a collection had been deleted. Now, this was a PIF collection that I paid 2 and a half years ago. I did not write a goodwill letter, nothing to try to get rid of it, but it is gone. I know that it is supposed to be there for 7 years. 

 

Do you all think I should be excited and grateful about this, or do you think that it will pop up again next month? I am TRYING not to be too excited about this. What do you all think?


I do not think it's coming back Smiley Happy


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 5 of 6
vicky3vicky
Valued Member

Re: Experian Fico score up 43 points

It was with dish network, but I am not sure of the company it was sent to in collections.

Message 6 of 6
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