So in general, these are the scores I have been referencing - EQ via myfico : 631 // TU via CapitalOne : 655 // EX via Experian : 699
I know they are not all fico, but they all seemed reasonablely within range for reference purposes. (As opposed to my 764 from Credit Sesame and and 763 from Credit.com Haha)
Anyway, I just had to transfer my electricity into my name, and my energy company pulled my credit to determine the deposit. I got the obligatory followup letter in the mail, and was a little shocked to see they referenced an Experian score of 540! It says it is based on the "Tele-Risk" model, which I searched for on the forums without result.
I do understand fico vs fako vs different scoring models, etc. However, almost 100points below my EQ fico score is a little disheartening. Is this tele-risk version something pulled very often?
Thanks in advance!
