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Experian issues

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damnedanddetermined
Established Contributor
‎08-06-2015 05:27 PM
‎08-06-2015 05:27 PM

Experian issues

has anyone had Eq and TU reporting but NOT Experian at all?!!? My reports show Experian is on vacation!!

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Anonymous
Not applicable
‎08-06-2015 05:28 PM
‎08-06-2015 05:28 PM

Re: Experian issues

@damnedanddetermined wrote:

has anyone had Eq and TU reporting but NOT Experian at all?!!? My reports show Experian is on vacation!!

At different times I have had a problem with TU and Experian.

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NRB525
Super Contributor
‎08-06-2015 07:16 PM
‎08-06-2015 07:16 PM

Re: Experian issues

I keep track of all my alerts and the balances, score changes, etc. Since November 4, 2014 the total count of all alerts, score changes, INQ, general new account notices, TU "Your Balances are too high blah blah blah", everything:

 

EQ= 164

TU= 120 TU only reports "balance changes" without calling out the specific cards, so for example the monthly US Bank update of 3 cards on the same day is 1 TU notice.

 

EX=   76

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
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Anonymous
Not applicable
‎08-06-2015 08:15 PM
‎08-06-2015 08:15 PM

Re: Experian issues

I am having the exact same problem. at first I thought it was just Amex being lazy reporting...I couldnt figure out why my experian score would not budge!  It was always my highest too, and now its my lowest. Thinking this has to be why.

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