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Experian score finally moved

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Jnbmom
Credit Mentor

Experian score finally moved

My score has been dormant for months. I got an alert today that my score went from good to very good. It went up 8 pointsSmiley Happy I know not a big leap but it moved to 743Smiley Happy.

 

Nothing has changed other than maybe some accounts hit one year mark, that's all I can see, my citibank card reported after being dormant and it's a year old along with Navy and penfed.

 

It was nice to see it move even if it was only slightly. 

EXP 780 EQ 796 TU 810
Message 1 of 13
12 REPLIES 12
pinkandgrey
Senior Contributor

Re: Experian score finally moved

Congrats! That’s a nice change
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Message 2 of 13
Anonymous
Not applicable

Re: Experian score finally moved


@Jnbmom wrote:

My score has been dormant for months. I got an alert today that my score went from good to very good. It went up 8 pointsSmiley Happy I know not a big leap but it moved to 743Smiley Happy.

 

Nothing has changed other than maybe some accounts hit one year mark, that's all I can see, my citibank card reported after being dormant and it's a year old along with Navy and penfed.

 

It was nice to see it move even if it was only slightly. 


Congrats on the increase, I wouldn't say 8 points isn't a huge leap though, that is a nice jump in points. Whenever my score goes up 8 points I am really happy and consider it to be a big jump.

Message 3 of 13
LakeLife
Established Contributor

Re: Experian score finally moved

Congrats!  Anything is something!  Smiley Happy

 

Dwight Congrats.gif




Message 4 of 13
Anonymous
Not applicable

Re: Experian score finally moved

Congratulations! Any gain is a win if you ask me but you’re inching closer and closer to that optimal rate score!

Message 5 of 13
Jnbmom
Credit Mentor

Re: Experian score finally moved

Thanks allSmiley Happy

 

If it wasn't for those mortgage lates which they will not remove, I know I would be high 700s maybe even hit that 800.

EXP 780 EQ 796 TU 810
Message 6 of 13
vicky3vicky
Valued Member

Re: Experian score finally moved

8 points is awesome!  I was wondering how long your period of dormancy was. Thanks

Message 7 of 13
Jnbmom
Credit Mentor

Re: Experian score finally moved


@vicky3vicky wrote:

8 points is awesome!  I was wondering how long your period of dormancy was. Thanks


The last time citi had reported previously was Oct 2018.

EXP 780 EQ 796 TU 810
Message 8 of 13
Anonymous
Not applicable

Re: Experian score finally moved


@Jnbmom wrote:

My score has been dormant for months. I got an alert today that my score went from good to very good. It went up 8 pointsSmiley Happy I know not a big leap but it moved to 743Smiley Happy.

 


Glad to hear your score went up 8 points.  Keep in mind that good verses very good stuff isn't relevant, as it's just front-end software assigning arbitrary "ratings" to your score. 

Message 9 of 13
ridgebackpilot
Established Contributor

Re: Experian score finally moved

My Experian score has been "dormant" for months, too. I suspect what that really means is I've reached a plateau. Going beyond that will require some old baddies to drop off completely before it will go any higher. That will happen in due course!

 

Message 10 of 13
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