Experian score jumped 32 points

[susanto2826]

HI,

  I am  very new to all this credit stuff,got some help about half a year ago from some members on here and I want to say thanks.

Just yesterday my Experian score jumped to 830 and I just wanted to share how it got there in case some are trying to get to that

exceptional score level.

Been a busy winter for us financially as we are preparing for some big changes and I was afraid my score would take a hit but here is

what I did.

I increased my CC from 1500 to 10000  therefore decreasing my CC utilization but I had a hard inquiry on my report but looks like it didn't affect it much.  

I paid 1,000.00 towards one of my small bank loans which decreased the balance to 900.00

I have 2 CC with a total limit of  18,500.00 with a total balance of around 3,000.00  

CC utilization went from 30% to 16%

[Anonymous]

Thats amazing, hopefully I can make it up there in the 800s one day, but right now I'll settle for atleast a 740.

[Trudy]

Congratulations!

[Anonymous]

That is fantastic... congrats!!!

What was your score before you got to 30% utilization?  AAoA? 

[AllZero]

Congratulations on your success!

[gdale6]

Excellent, it should rise even higher as you pay down your revolving debt.

[SleeplessinMA]

Congratulations!  I am so happy for you!!