@TheKid2 wrote:
@LoriB2022 wrote:It was weird to watch everything unfold the moment I was trying to do things!
So for those of you who say your score only updates once a month, that's true for myFICO...but the Experian FICO 8 is in REAL TIME. I've watched my score change on Experian multiple times in a week.
I'm dead.
If you have a subscription with MF you get a 3B once a month, but your FICO 8s update in real time. myFICO updated my FICO 8s several times over the past week.
I guess YMMV!
Not one change since I pulled on Monday the 25th. I've seen Experian change 2x now. No update on myFICO at all.
It's only been 3 days though.
@TheKid2 wrote:
@LoriB2022 wrote:It was weird to watch everything unfold the moment I was trying to do things!
So for those of you who say your score only updates once a month, that's true for myFICO...but the Experian FICO 8 is in REAL TIME. I've watched my score change on Experian multiple times in a week.
I'm dead.
If you have a subscription with MF you get a 3B once a month, but your FICO 8s update in real time. myFICO updated my FICO 8s several times over the past week.
I guess YMMV!
I've recently experienced the FICO 8 updating without anything else updating yet as a pretty new MF subscriber. My Discover closed on the 25th and TU updated on the 26th (lower aggregate balance and new aggregate CL) and EQ updated today with a new 0 Disco balance. I'm a bit concerned that EQ didn't show the higher credit limit even though it's been a month, EX hasn't updated anything for Disco and my Cap 1 that closed a the 26th hasn't reported for July yet on any of the 3.
@TheKid2 wrote:
@LoriB2022 wrote:It was weird to watch everything unfold the moment I was trying to do things!
So for those of you who say your score only updates once a month, that's true for myFICO...but the Experian FICO 8 is in REAL TIME. I've watched my score change on Experian multiple times in a week.
I'm dead.
If you have a subscription with MF you get a 3B once a month, but your FICO 8s update in real time. myFICO updated my FICO 8s several times over the past week.
I guess YMMV!
I don't think it's really "real time," but I have seen the FICO 8 scores on MyFICO change multiple times in a day when I have several card statements reporting around the same time. Their Ex scores can lag a day or three behind the Experian site, but once I saw it first on MyFICO and then a day or two later on Experian. So yes, YMMV.
EQ8 781, TU8 764, EX8 776 as of September 10
@Zoostation1 wrote:I've recently experienced the FICO 8 updating without anything else updating yet as a pretty new MF subscriber.
The FICO 8 score you get on your Member Dashboard does show updates as they get them. The other scores only update when you pull your reports. (Depending on your subscription level, that may be once a month or once per quarter.)
@TheKid2 wrote:
@LoriB2022 wrote:It was weird to watch everything unfold the moment I was trying to do things!
So for those of you who say your score only updates once a month, that's true for myFICO...but the Experian FICO 8 is in REAL TIME. I've watched my score change on Experian multiple times in a week.
I'm dead.
If you have a subscription with MF you get a 3B once a month, but your FICO 8s update in real time. myFICO updated my FICO 8s several times over the past week.
I guess YMMV!
I'm a subsciber here as well and it's crazy how things update. Discover updated in order of TU, EQ, EX. Cap 1 updated in the opposite order of EX, EQ, TU.
@mgood wrote:
@Zoostation1 wrote:I've recently experienced the FICO 8 updating without anything else updating yet as a pretty new MF subscriber.
The FICO 8 score you get on your Member Dashboard does show updates as they get them. The other scores only update when you pull your reports. (Depending on your subscription level, that may be once a month or once per quarter.)
Good to know....I also forgot I had commented previously before making another newone a few minutes ago. I'm losing my mind tonight.