cancel
Showing results for 
Search instead for 
Did you mean: 

FICO-8 score cap with old CC CO?

tag
dustind
New Contributor

FICO-8 score cap with old CC CO?

Hello everyone,

 

Does anyone know approximatly how high your FICO 8 can go with a 4.5+ year old CC CO?

I hit 705 after my two (at the time) CCs hit the 3 month mark. I also have a Self secured loan that hit 3 months at the same time.

AoOA 17.1 (4 paid/clean/good student loans)

AAoA  8.4

AoYA 3 months at the time.

 

I'm now at 697 FICO-8 Ex with 3 HPs and 3 cards, 1 loan  0-AoYA,  7.3-AoAA.

 

I am curious where I could be in another 3 months doing azeo with my now 3 cards and one loan?

Same with where I could be in a year?

While I am at it does FICO-8 care that one of my cards is a store card? Amazon/sync FWIW. 

What is the highest score anyone has seen with an old CC CO?

 

Thank you all for your help.

1 REPLY 1
Anonymous
Not applicable

Re: FICO-8 score cap with old CC CO?

Yes, store cards are treated differently, most noticeably when you use it as your AZEO card. They also lower your Credit-Based Insurance score.
I can't answer your other questions.
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.