FICO 8 vs Fico 2, 4, 5

[MrTom]

Can someone easily explin the differences between the FICO 8 and Mortgage scores?

All I can find is the older models are less forgiving on collection accounts.

[Revelate]

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@MrTom wrote:

Can someone easily explin the differences between the FICO 8 and Mortgage scores?

All I can find is the older models are less forgiving on collection accounts.

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TT put together a good list, it applies mostly to all 3 though admittedly there's some small variations between EQ FICO 5 and TU FICO 4, and more than that with EX FICO 2 but in large strokes it works; only real salient difference in my opinion is EX FICO 2 counts installment utilization like FICO 8/9 do, whereas the other scores in mortgage underwriting do not.

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Differences-between-FICO-08-and-FICO-04/m...