cancel
Showing results for 
Search instead for 
Did you mean: 

FICO 9: When will it be utilized and what is weighted diffrently?

tag
Anonymous
Not applicable

Re: FICO 9: When will it be utilized and what is weighted diffrently?

FICO 8 ignores all collections under $99, whether they are paid or not.

 

FICO 9 ignores all collections.

 

Thus paying them will not help FICO 8 but it should help your FICO 9 a good deal (assuming that these are your only collections).

Message 11 of 16
Thomas_Thumb
Senior Contributor

Re: FICO 9: When will it be utilized and what is weighted diffrently?


@Anonymous wrote:

FICO 8 ignores all collections under $99, whether they are paid or not.

 

FICO 9 ignores all collections.

 

Thus paying them will not help FICO 8 but it should help your FICO 9 a good deal (assuming that these are your only collections).


Correction: FICO 9 ignores all PAID collections.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 12 of 16
Anonymous
Not applicable

Re: FICO 9: When will it be utilized and what is weighted diffrently?

Thank you, I will pay them then. Thanks again for your help. Take care.
Message 13 of 16
Anonymous
Not applicable

Re: FICO 9: When will it be utilized and what is weighted diffrently?

Thanks TT.  I certainly intended to write paid collections, and was certain I had.  But apparently I did not!

Message 14 of 16
Anonymous
Not applicable

Re: FICO 9: When will it be utilized and what is weighted diffrently?


@Anonymous wrote:

Thanks TT.  I certainly intended to write paid collections, and was certain I had.  But apparently I did not!


Don't let it happen again.
Message 15 of 16
Anonymous
Not applicable

Re: FICO 9: When will it be utilized and what is weighted diffrently?

Haha, no worries.
Message 16 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.