FICO SCORE RATES

[Anonymous]

Have you noticed they have changed the qualifying rates on my fico scores?  Or is it me?

[Anonymous]

To what are you referring?

I can't tell what type of qualifying you're referring to.

[Anonymous]

under the section "how lenders see you"  on your fico scores.  It looks as if they have changed auto score needed.  anyone???????

[Anonymous]

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casinoannie97 wrote:

under the section "how lenders see you"  on your fico scores.  It looks as if they have changed auto score needed.  anyone???????

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Rates for various products change on a daily basis in the real world.  myFICO needs to update the rates they display there every once in a while just to keep from being hopelessly outdated.

[Anonymous]

did you look cheddar?  It seemed to me there is another tier.  Mine always were the same for each loan.  now the auto loan looks like you need lower score???????

[Anonymous]

I thought you were saying the rates had changed, not the tiers.

On my report, the highest tier on auto loans goes from 720-850.  Are you saying that's recently changed?  Honestly, I never noticed what it was before.

I did notice that it's different auto loans than it is for mortgages, though.  The highest tier on those looks like 760-850.

[Anonymous]

I haven't noticed any change. The top auto tier starts at 720 still, the top mortgage tier starts at 760.

These are the same from what I remember a few months ago.

[Anonymous]

Overall, FICO score requirements for loans and credit have gotten tighter in the past few months. I don't think the bands on myFICO have changed, however.