FICO Score Summary Ingredients

[golfingmama]

This is interesting to me.  On my FICO Score Summary Report, the FICO score ingredients & how you rate states: "amount of new credit you've recently applied obtained or applied for is... Good", but under the inquiry portion of my report, i have an empty box with "You have no inquiries affecting  your FICO score".   Shouldn't my "how you rate" be the (green colored) GOOD or VERY GOOD with zero inquiries?

[gijoe4500]

I would think so.  Mine says "very good" and my report only shows 1 affecting inquiry.

[llecs]

I think it is "new credit" which not only includes inquiries but also includes new accounts. Do you have any new TLs reporting to your CR within the past year or two?

[golfingmama]

only one new tl in two and a half years. a sl