FICO Scores

[sparkle1908]

Hello...I signed up to get the Equifax FICO Score for the trial period (will keep afterwards)...I noticed that Experian is now available....should I get both? I know there can be some differences between the bureaus but if I improve Equifax, shouldn't the other two go up as well? Which credit bureau is the "one" that I need to worry about the most with lenders?

[guiness56]

EQ is the one you can purchase on myFICO that most lenders use.  The other 2, though used by some are not as widely used.

Just because one FICO goes up doesn't necessarily mean the others will also.  Each CRA has their own scoring criteria even with a FICO score.  Your reports could be exactly the same and all three scores will be different due to the differences in scoring across the CRAs.

[sparkle1908]

Thank you for the info!!!  That helps me a lot!!!!