FICO has 49 scoring models?! Holy...

[tufa4311]

Everyone talks about a "real" FICO - but 49 scoring models even within that real FICO - wow, I had no idea. Good Article:

http://sacramento.cbslocal.com/2014/05/19/call-kurtis-discover-fico-scores-called-into-question/

http://cbssacramento.files.wordpress.com/2014/05/fico-scores.jpg

[NRB525]

<begin snarky section> Thanks for posting a link to CBS Sacramento that is loaded with pop up ads. I didn't get a chance to read it I was so busy swatting flies. <end snarky section>

Yes, there are a lot of FICO possibilities. 49? Maybe. I guess it would depend on how you count variations. For any of them, since they all refer to your actual credit file, all you really have to do is pay your bills on time. easy cheezy, no worries.