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FICO score gain

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Jnbmom
Credit Mentor

FICO score gain

Riddle ne this .IMG_5496.png

 

EXP 780 EQ 796 TU 810
Message 1 of 10
9 REPLIES 9
Thomas_Thumb
Senior Contributor

Re: FICO score gain


@Jnbmom wrote:

Riddle ne this .IMG_5496.png

 


The knights who say Ni are rewarding you for the card sacrifice.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 2 of 10
Jnbmom
Credit Mentor

Re: FICO score gain

Well good i hope when a few more close i am rewarded lol 

EXP 780 EQ 796 TU 810
Message 3 of 10
BallBounces
Valued Contributor

Re: FICO score gain

Do you know what the descriptor said before?

FICO 8 Scores for April 2025:      

Do you know your SuperFICO?  
Message 4 of 10
Jnbmom
Credit Mentor

Re: FICO score gain


@BallBounces wrote:

Do you know what the descriptor said before?


I would assume open never late ?

EXP 780 EQ 796 TU 810
Message 5 of 10
BallBounces
Valued Contributor

Re: FICO score gain

Obviously I have no answer to your riddle, but it is interesting that they alert describes the descriptor change and not account status/number changes. 

Of course the crux of the change probably has nothing to do with closing this card.  You know the drill, what else changed, yadda yadda.

 

Lastly, this is I presume a commenity card.  Is there a world it was some sort of store card penalty (yes I know it says Mastercard). Grasping at straws here.  TT's answer is probably better than anything else.  Smiley Wink

    

FICO 8 Scores for April 2025:      

Do you know your SuperFICO?  
Message 6 of 10
Jnbmom
Credit Mentor

Re: FICO score gain

Yes I know the drill lol . Nothing seemed to change other then that account was closed but who knows . 

EXP 780 EQ 796 TU 810
Message 7 of 10
FicoMike0
Valued Contributor

Re: FICO score gain

Which score was this?

Message 8 of 10
hdporter
Regular Contributor

Re: FICO score gain

Consider the possibility that another account aged past a significant threshold (or your average account age did so).

 

There are a number of significant FICO factors that can change within the same timeframe as a flagged factor change that can be the actual cause of a reported score change, but aren't flagged themselves.



Message 9 of 10
Wandering
Regular Contributor

Re: FICO score gain


@hdporter wrote:

..There are a number of significant FICO factors that can change within the same timeframe as a flagged factor change that can be the actual cause of a reported score change, but aren't flagged themselves.


Your FICO® Score has increased by 6 points!

 

Factors for this
"You closed a Commenity Card"

Message 10 of 10
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